Excessive stress-related work issues can cause you to lose confidence while becoming irritable and withdrawn. Naturally this can affect your job dramatically whatever type of management role you have. If you ignore the warning signs of work-related stress issues then you run the risk of running into greater problems which could interfere with your job performance and satisfaction.
Heed the warning signs
There are many signs and symptoms of stress in the workplace such as:-
- Feeling anxious and depressed
- Muscle tension and headaches
- Having trouble in concentrating
- Problems sleeping and suffering from fatigue while at work
- Stomach problems and even a loss of sex drive
- Apathy, complete loss of interest in what you do during your working day
- Using alcohol or drugs to cope with stress
Of course there are many situations that can trigger workplace stress for instance fear of being made redundant, pressure to perform and meet expectations, increasing your workload due to staff cutbacks as well as working at high performance levels on a continuous basis. Thankfully there are reliable companies online that provide affordable management training course packages which are tailor-made to reduce the risks of stress in the workplace and at home.
Make enquiries today
Why not grab the bull by the horns and make enquiries today regarding stress management packages which are available for all levels of management whatever type of business you’re in? For just twelve pounds per person you can benefit from online stress management assessments which can be used by business owners to assess their management team in order to improve the issues of stress. It’s well worth the money considering how much business owners lose yearly regarding stress in the workplace.
The great news is there are a number of management training courses from Performance on Demand which are available online right now, get in touch with a stress management consultant to discuss your course requirements to make all the necessary arrangements. If left unchecked excessive stress will certainly affect your health along with the inability to perform in your job, after all the better you feel the more equipped you’ll be to manage stress when the situation arises.
Reducing job stress
Professional stress management analyses can also provide you with numerous handy hints, tips and advice of how to reduce job stress for instance:-
- Try to delegate responsibility more
- Be willing to compromise, it will help to lessen stress
- Prioritise your working day into smaller sections to help you cope with your workload better
Posted by The Editor on February 5, 2013
Established companies have a fine reputation for providing driver training online with a wide range of driver risk assessment programmes. Driver training from Automotional is cost-effective and the perfect opportunity for your employees to benefit from various e-learning modules such as:-
• speed awareness
• vehicle checks
• driving laws
• the risks of using mobile phones while driving
Individual driver profiling assessments have proven to be an effective way of identifying driver risks as well as meeting employers’ health and safety requirements which is mandatory by law in the UK. Online driver training can accurately identify the risks involved regarding drivers who carry out driving duties for their employees. Why not click online to view a video demonstration of what driver training from Automotional involves?
Good value for money
When contacting driver training specialists who provide online driver profiling expect to benefit from:-
- an online system for fleet managers to log into so they can view overall risk rating of their personnel
- assessment for car, van, HGV, motorbike, minibus and emergency service drivers
- the option for drivers to be taken through four stages of assessments which cover attitude, knowledge, concentration and observation, along with hazard perception
- objective and impartial online driver training programmes
- drivers receiving an immediate risk rating once they’ve been assessed by completing driver profiling questions
- a choice of deciding whether you would like to proceed with driver training from Automotional after completing an online assessment form
Online driver training is also available for contract hire companies, fleet management specialists, insurance companies including haulage firms who can reduce the risks of their employees having traffic accidents, as well as cutting down on costs of vehicle repairs. Of course having staff who have benefited from online driver training programmes will also help to promote the right business image to your customers, including competitors.
Sign up for a newsletter
Why not set the wheels in motion today regarding driver training from Automotional by signing up for a newsletter which is packed with information regarding online driver training opportunities? This will provide you with an insight into what to expect along with finding out more about the many key benefits involved in this type of driver risk assessment.
It really is a great option for your staff to take advantage of advanced driving techniques and acquire new driving skills in order to make them feel more confident when out on the road.
Posted by The Editor on February 5, 2013
Specialist online insurance brokers have the necessary tools to provide restaurant proprietors with the best packages and policies, they can build you custom restaurant insurance cover with their long standing experience of how insurance works. Brokers employ multiple insurance agents to help answer any queries or concerns you may have about insurance which comes in many different types of premiums suitable for restaurants. Insurance experts are well aware that you have enough on your plate running your restaurant so let them deal with the insurance side of things to help lessen the burden.
Get a quote
Get a restaurant insurance quote now by completing an online form with as many details as possible to benefit from the best price and the highest level of cover. Submitting key factors is extremely important as it will help provide accurate information so brokers can assess a suitable policy for your establishment, remember to leave your name, business or personal address, postcode, telephone number, e-mail address, restaurant’s description, number of employees, including the price range you are comfortable with
Insurance designed for your business
Professional online brokers understand the high risk that many restaurant owners face during the day to day running of their business, accidents do happen from time to time the even when the most stringent health and safety measures are in place. Get a restaurant insurance quote today to protect you against:-
- Damage to premises
- Damage to equipment
- Loss of alcohol licence
- Public liability insurance
- Employer’s liability insurance
- Restaurant contents, fixtures and fittings cover
In addition to this why not consider buying the following extras for even more protection, theft by employees cover, computer breakdown cover, buildings cover and loss of stock in transit cover?
Take a look at online reviews
Taking a look at and reading online customer reviews is a great way in helping to get a restaurant insurance quote, see what other people think about policies and key feature policy points, learn more about the services online brokers provide their clients and the various payment methods for the many different types of insurance. Client’s online comments are extremely positive with most highly recommending the use of well-known brokers when buying restaurant insurance, if you have recently purchased restaurant cover why not leave your own online blog so other proprietors can benefit from your insurance experiences.
Thanks to multiquoterestaurant.co.uk for the article – you can compare quotes online for your restaurant and cafe.
Posted by editor on December 1, 2012
If you live in the Maidstone area and need some plastering work done then you should find this article of great use. Finding a good plasterer for your job is essential. A good plasterer is someone who is not only confident in their own abilities but has plenty of experience with different types of plastering jobs. When you are well informed about plastering you can then make a better decision on who you should hire. Below you’ll find tips for doing a successful plastering job as well as the best way to find plasterers in Maidstone, Kent.
Tips for a Successful Plastering Job
Whilst hiring a plasterer is recommended, if you are confident in your own abilities then you might want to take on the job yourself. If you do decide to go the DIY route then you should follow the rules below to ensure a successful job -
- Cleanliness – This is extremely important. Plaster is very difficult to remove once it has set so you should ensure there is a source of water nearby so you can clean regularly whilst working. Once plaster has set on work tools they often become unusable so it’s essential that you make cleanliness a top priority.
- Use the Right Type of Plaster – This is essential to doing a plastering job properly. The type of plaster you use will depend on the surface it’s being applied to and whether it’s being done indoors or outdoors. When the plastering is being done outside the plaster will be made using a mixture of sand and cement.
- Allow Enough Time – Allowing enough time is another essential part of doing a good plastering job. If you’re doing a large job then it may take several days to get it completed. It’s important to go for quality rather than trying to get the job done as fast as you can.
Finding a Plasterer in Maidstone
If you live in the Maidstone area of Kent and you’re looking to hire a plasterer for your project then you have a few different options. Firstly you can look in a business directory such as the Yellow Pages. Many people like this option as it’s quick and easy – allowing you to have your questions answered immediately and find out when the plasterer is available. A downside to this is that it can be easy to be bamboozled and simply go with the first person you find.
An alternative is to look online for plasterers in Maidstone. The advantage to this is that you’ll often be able to get quotes from plasterers via their website. This means you can judge them against each other and make an informed decision without any pressure.
A reputable plasterer is PD Sage based in Maidstone – full details can be found at www.pdsageplastering.co.uk.
Posted by admin on November 30, 2012
Insurance can be a very tricky and complicated affair for landlords. A read through this recent news story will prove this http://www.property118.com/index.php/warning-your-landlords-insurance-may-be-invalid/33345/. That said – you shouldn’t let this put you off as letting property can be very profitable if you go about it in the right way. Getting the right insurance policy is one of the most important steps you will take as a landlord so it’s a good idea to be as well informed on the subject as possible.
Buy to let insurance is another name for landlord insurance. They both are designed to provide cover for the myriad of risks that are prevalent for landlords. These risks include but are not limited to theft, structural damage, vandalism, squatters, injury claims and loss of rent. A good insurance policy will provide cover for all of these risks. The amount of cover provided however will vary depending on the provider. You should assess where your biggest risks come from and ensure that you have very comprehensive coverage for this.
You should also do as much as possible to ensure your buildings are safe and secure. This means having alarms and good quality locks fitted to your buildings. You should also aim to purchase property in low-crime areas. A lot of the risk posed to properties comes from the general public and when the buildings are in high-crime areas the risk increases dramatically and so will the cost of your insurance.
Getting a Policy
Getting a buy to let insurance policy requires that you do your research and are very thorough. You have to strike a balance between what you can afford and what you must have covered. The risks to your properties may be completely different to that of another landlord so a one-size-fits-all policy is no good. Getting the correct policy for your needs is a big step in becoming a successful landlord so it is one that should be given much consideration.
For this reason a lot of landlords will choose to get their insurance through and broker. An insurance broker will contact several different insurance companies on your behalf and work to get you the best policy they possibly can. They’ll also be able to advise you on how you can reduce the cost of your policy. This usually involves securing your properties as well as you can and where possible getting a group policy.
Having buy to let insurance for your properties is not just a legal obligation but it will allow to focus your energy on the day-to-day challenges on being a landlord. Owning and letting property can be an excellent way of making money but it comes with a lot of risks. By having a good insurance policy you neutralize most of these risks which means you can concentrate on more important things.
Posted by admin on November 20, 2012
Paying for insurance is something most people would rather not do. It can seem like you are throwing money away, especially if you have never had to make a claim. The fact remains however, that to be able to drive any type of vehicle legally in the UK, you must have it insured. This also applies to caravans. Whilst you can legally have your caravan insured under your car insurance, this is not the best idea as the level of cover you get is very minimal, usually only covering breakdowns. To have your caravan covered well it is strongly recommended that you get a dedicated policy tailored to your needs.
Touring caravan insurance is ideal for those who mostly keep their caravan attached to their car and travel around in it regularly. Most policies will provide cover for theft, breakdowns and content theft. The level of coverage you get will vary depending on the insurance provider and the extras you specify.
It’s a very good idea to write down anything you are uncertain about so that you can ask insurance providers about it when you contact them. A couple of key things to find out are what isn’t covered in your policy and how much contents covered you will provided with. Some insurance providers will not provide content cover for certain items, such as jewellery, so it’s very important that you’re aware of what is protected.
When it comes to getting quotes for a touring caravan insurance policy you have a couple of options. You can either opt to contact insurance providers by phone or online. Each has its advantages and which you do is entirely up to you. Getting quotes online means you are able to think clearly without any pressure to take out a policy. However by speaking to someone on the phone you’re able to have your questions answered immediately.
If you do choose to get quotes online then take the time to look through the details of the policy carefully. It can be tempting to simply look at the price and whilst this is important it’s just as important to know what you are covered for.
There are a few ways you can save money when taking out a touring caravan insurance policy. One of the best ways is to make your caravan as secure as possible. This means having it fitted with an alarm and GPS device. You should also be sure to have it securely parked when at home. Ideally you would be able to park it in a locked garage. By demonstrating to insurance providers that your vehicle is secure, you should make a good saving on your policy.
Posted by admin on November 20, 2012
Many taxi drivers can sometimes struggle to obtain a quote for their taxi if they have held a UK driving licence for less than three years. Put your mind at rest, a well-known online insurance broker has the know-how and expertise to provide you with a free no-obligation quotation even if you have no taxi driving experience.
Naturally you must meet certain criteria, terms and conditions which apply to be eligible for a quote for black cab insurance. Family run brokers have been established for over twenty years and can assist taxi drivers in buying the right policy at affordable prices. Immediate cover can be arranged and various payment plans can be organised to suit the individual.
In safe hands
When requesting a quote you need to provide personal information about yourself as well as details about the vehicle in order to fit the requirements of taxi insurance. Rest assured all information provided is completely confidential and in safe hands, it won’t be disclosed to any other parties without your consent, so don’t worry about this part of the process. If you wish to see policy documents in more detail there is the facility to download them online, if you’re not happy about any part of the insurance package, particularly the terms and conditions, then speak to an adviser as soon as possible.
If you’re the owner of a fleet of taxis then buying taxi insurance is a vital part in protecting your business, brokers have well-established partnerships with some of the UK’s renowned insurance companies so taxi fleet owners can expect some of the following:-
- Comprehensive cover
- Third party, fire and theft
- Third party only basis
- Named and any driver policies available for drivers aged between 25 and 70
- Multi-seated vehicle cover
Insurance providers especially brokers, are well aware of how important it is for taxi companies to stick to a budget, specialists have the policies and insurance products available to offer just that.
Taxi drivers can take advantage of flexible payment options too such as monthly direct debit or one off annual payments, to see what is available speak to an insurance broker to discuss the various options. Taxi insurance brokers often have money-saving promotions, for instance 5% discounts on new taxi insurance policies.
Posted by editor on September 15, 2012
Here are a few basic points explaining the function of steel anchors:
- these are anchors (sometimes called foundation anchor bolts or machine anchor bolts) that are typically utilised to anchor into steel or concrete;
- they are often found as major construction components on things such as steel bridges, steel structures, concrete structures and in the automotive industry etc. They have a wide range of industrial and domestic applications and can even be found, in plastic, within computers and other electronic devices;
- steel is perhaps the most common material for such anchors but those made of copper, brass, aluminium and fibreglass are also available;
- the exact shapes and natures of the steel anchors required will, of course, depend upon the environment you’re operating in and the basis of your requirements;
- these bolts are typically clearly rated to maximum load levels. It’s important to understand the exact loadings (including the force mechanics such as sheer and tensile loadings) that they will need to support and to make sure that you understand the mathematics required to verify that in terms of total loads and appropriate anchor selection;
- a good security-based rough rule of thumb is to plan to load each fixing to no more than around 25% of its rating;
- the selection essentially also needs to take into account the rating of the anchor, the material it is made of, the purpose it’s being used for, the materials it’s being used with and the required shape and engineering geometry of the anchor bolt itself (they come in various shapes);
- steel anchors for use in modest DIY type applications around the home or in general domestic applications might be selected based upon general understandings of these calculations. If your job is structural or industrial, it might be advisable to seek specialist advice relating to the calculations and eventual selection of the most appropriate anchors for the job;
- this isn’t something that is best assessed through casual conversations with sales staff at DIY outlets who possibly have limited expertise – it is something that might be best progressed via seeking specialist help from an expert supplier.
Using the right anchor bolts, fitted in the right way, can make a job relatively easy and the final result sound.
If you don’t get that right, the results might not only be sub-optimal but they could be positively dangerous. As you can also probably imagine, mistakes might also prove to be very expensive!
Posted by admin on August 22, 2012
When couples decide to get divorced there are so many things to consider, the children, finances and the family home are probably the three most important areas. Selling your home can take months even years so if you find yourself in this position of going your separate way and need to sell your property as quickly as possible, get in touch with an understanding fast house sale company online. Sympathetic advisers will listen to you and offer the best advice in order to sell your house due to divorce, take a look at the many advantages you can benefit from when using the best fast house sales companies around:-
- Savings on estate agent’s fees
- Solicitor’s fees paid, up to the value of five hundred pounds
- Tailor-made solutions
- Stopping of repossession of your home
- No need to decorate before the sale
- Receive an offer just after one viewing
- Completion of the sale within 28 days
- Confidentiality at all times
Bearing the above in mind it’s no wonder many prospective divorcees are using http://www.fast-house-sale.org to help move on with their lives.
How to get started
To start the ball rolling for a fast house sale complete the online form with your name, telephone number, e-mail address as well as the best time and day to receive a call back. There’s other information that needs to be supplied too such as:-
- House number and property postcode
- Outstanding mortgage and property value
- Condition, type and number of bedrooms of the property
- Reason for sale and sale timescale
It’s also advisable to let the company know if you have any outstanding loans too so they can help make the selling process go as smoothly as possible.
Difficult times made easier
During the divorce period many difficult times are encountered especially if the couple concerned cannot agree to certain measures such as selling their main asset, their home. Finding a buyer quickly without the help of fast house sale experts isn’t at all easy to do so get in touch with your details and a cash buyer can give you an offer for the asking price within two days of viewing the property. You will receive the cash within one calendar month which means it’s good news for both parties and can enable them to find alternative suitable accommodation.
Posted by editor on August 5, 2012
Whether you’re a teacher looking for a post in a school or a school looking for professional staff there’s a reputable online company that you can enlist the services of. This educational recruitment agency has good connections with schools and potential teaching staff to match them up in the best possible way. Teachers can leave their personal details, qualifications, which type of school they prefer and whether they wish to work one or more days a week. The agency will find the perfect teaching establishment that suits all of their particular requirements.
Head teachers want the best staff available
Being a head teacher of any school brings many responsibilities, not only do you have to keep the building in good condition, make sure there’s sufficient educational material for the pupils but also to ensure teaching staff are proficient in the way they communicate to children and teach classes. Check out http://www.classiceducation.co.uk to find out more information of how to go about finding new staff who will bring a good reputation to your school and become an integral part of your teaching team.
Agencies that care
Recruitment agencies that advertise their services via the internet care very much about their clients whether they need qualified teachers or the client is a teacher searching for a career in education. Teams of advisers are always at the end of a telephone or can be contacted online to discuss any problems or queries you may have, so don’t delay get in touch soon and make the right decision.
Classic education recruitment agencies supply lists of schools that require caring teachers who wish to work in:-
- Junior schools
- Secondary schools
- Grammar schools
- Colleges or universities
If you’re qualified and haven’t found the job of your dreams yet, make contact now, you will be interviewed and allocated a mentor who can assist you every step of the way in your new role.
Read more information
There’s plenty of information to read on the relevant website regarding teaching jobs in the area of Kent and the London Boroughs of Dartford, Medway and Maidstone to name but a few. Recruitment agencies have a positive track record with many years of experience in the education sector, so don’t delay leave your details now. If you’re pressed for time take advantage of a call-back system, insert your name and telephone number in the appropriate section so someone can get back to you as soon as possible.
Posted by editor on August 4, 2012
Owning a vehicle such as a Land Rover brings great joy on the road, these wonderful vehicles are sturdily built, look good and drive easily over uneven tracks, should you ever need Land Rover spares there’s a reliable online company that sells everything imaginable to keep your vehicle up and running.
No matter which model you have whether it’s a Freelander Series 1, a Land Rover Defender, a Range Rover or an old Discovery you can purchase the following:-
- Filler caps
- Fuel pumps and senders
It’s so easy to order online too, just select the spares number, choose the model you’re buying for and press the category, a fully comprehensive list will then appear where the spare part will be shown. You can also see the prices of each spare, some of which are at discounted prices.
Keep your Land Rover clean
On the spares website you’ll also find many cleaning products to keep your vehicle in pristine condition, check out the leather gel which can be easily applied to the seats making them return to their original, natural finish. This will also condition the leather and protect it from spills or stains. How about getting the alloy wheels looking like new again, there’s a fine mist lacquer you can purchase that will give a high gloss wet look finish to make your vehicle look absolutely stunning. Treat yourself to a chamois to make cleaning your Land Rover an easier task as well as a pack of polishing cloths, all very reasonably priced indeed.
If you are a new customer you will need to register online with a Land Rover spares company, just leave your e-mail address and create a password, from then on it’s plain sailing when buying spares or merchandise to enhance the look of your Land Rover. If you have been a customer for many years you will know there’s also the facility to make general enquiries or to ask about an existing order and its status. This ensures you know just when to expect delivery of the part you’ve ordered so you can prepare your vehicle.
Save money too by keeping an eye out for bargains and special offers, there’s a save money look here section where you can see the latest deals, great news for those who may be on a tight budget.
Posted by editor on August 2, 2012
Many people just don’t have the spare time to go to a gym on a regular basis to work out, thankfully there is now a personal trainer who can come to your home, supply you with a fitness programme containing exercises along with a good diet to follow. If you live in the Kent area a personal trainer in Sevenoaks is available to transform your life, the way you look and feel as well as improving your energy levels with a complete workout. Contact can be made by phone or by completing an online form with your:-
- E-mail address
- A short message of what you are aiming for
Don’t hesitate to ask any questions you may have about the exercises or the training involved, personal trainers will do all they can to put their clients at ease and also make sure training programmes are well within an individual’s capabilities.
What’s on offer?
If you live near Sevenoaks take a trip to a gym to see what’s on offer, a personal trainer will have a talk with you to see what you require from their services, making sure all exercises and training are suitable and setting realistic goals. Advanced training techniques are used along with information on nutrition plans which will help you lose weight, stay trim and feel more energetic. Training sessions are fun especially if you attend with a group of friends or colleagues as each person motivates the other which will help everyone. A personal trainer in Sevenoaks can also be contacted via e-mail if this is your preference, participants receive a monthly training plan which has been designed with their requirements in mind.
Facilities at the gym
If you do prefer to attend a gym the facilities are state-of-the-art with a:-
- sprinting track
- tread sled
- weight bands
- kettle bells
Gyms are spacious and airy with mirrors on the walls so you can see yourself training while watching the instructor at the same time.
Go for it!
For those who have been couch potatoes, get up and go for it by attending a gym where a personal trainer in Sevenoaks can help you alter your appearance and overall well-being, it not only means looking and feeling good but can add years to your life. It’s so easy to sit around doing nothing, but once you make the effort and start training you’ll notice an improvement in your energy levels too.
Posted by editor on July 16, 2012
Landlords often have a difficult job balancing the services they offer to their tenants, keeping an eye on their property and furnishings, collecting rent each month and making sure any repairs are carried out quickly. Insurance may be the last thing on their mind but this is a major mistake, if you own a property or properties do buy landlord insurance that covers you, your buildings and their contents. This will not only provide you with peace of mind but in the event of making a claim, you won’t be out of pocket in any way, shape or form.
What brokers offer
Reputable insurance brokers who advertise their many services via the internet offer the following policies:-
- Property owner’s insurance
- Buy to let insurance
- Unoccupied property insurance
- Holiday home insurance
They take great pride in supplying landlords with great products at reasonable prices, so get in touch either by telephone or by using the online form to obtain a quote. Brokers also make sure their clients are kept up-to-date with special deals, discounts and packages that are on offer from time to time.
Claiming on your insurance
Should you need to make a claim on your insurance policy just follow the online step-by-step instructions and you can’t go wrong. The claims process is easy to understand as insurers realise the heartache you have already gone through if your home has been damaged by tenants, the contents have been stolen or roof beams have been affected by rain getting in because of missing tiles. Advisers are also on hand to offer assistance if you have any kind of problems when claiming on your landlord insurance, don’t hesitate to contact them as they are just waiting for your call. Make sure you have your policy details on hand when making a claim, this will make the process go more smoothly.
Tips and advice
For handy hints, tips and advice read the information online before buying landlord insurance, there’s usually information on how to get a quote, how to retrieve a quote, how to manage your policy and a summary of the premium. Documents also offer handy advice regarding buildings and contents insurance too along with terms and conditions, telephone numbers along with additional cover you can purchase. If you have made arrangements to have your landlord insurance policy automatically renewed, reliable brokers can do this for you without any problem.
Posted by editor on July 13, 2012
If you need to sell your house due to divorce then use the services of fast house sale specialists who have a wide variety of clients that are interested in property investments. It’s an efficient, alternative way to sell your property without having to pay estate agent fees and other additional charges, what’s more each case will be addressed in order to provide a solution that fits your requirements. Expect a warm and friendly service from experienced advisers who will ensure:-
- there are no obligations or hidden charges
- there is no need for an expensive refurbishment
- you will not be caught up in a property chain
- the entire selling process is kept confidential
- there are no time wasters or repeat visits to see your property
Help is on hand
It’s reassuring to know that help is on hand if you need to sell your home fast for cash. When seeking the assistance of http://www.fast-house-sale.org to help sell your house due to divorce you can benefit from:-
- no fees
- no chains
- 28 days to complete transaction
- an offer for your property after just one visit
- solicitor’s fees are covered or heavily subsidised
- no estate agent commission to pay
- cash offers only
Online property buying consultants such as fast house sale specialists understand the difficult situation many homeowners face regarding selling their properties, with this in mind they provide a unique service to sell your home quickly much faster than you would on the open market. Rest assured your home will be bought outright allowing you to move on with your life by receiving a cash sale which may help you to pay off outstanding debts, mortgage arrears, financial problems as well as taking a well deserved vacation or buying a new car for instance.
Unfortunately repossession has become a reality for many home owners across the UK with statistics showing mortgage lenders are much more likely to repossess properties than ever before. Repossession is setting the headlines at an alarming rate, recent estimates have shown that almost one quarter of homes bought in the last five years are from owners who have to sell their house due to divorce. Don’t let this type of scenario happen to you, get in touch with the professionals for help and advice concerning selling your home as quickly as possible to avoid repossession and the heartache it brings.
Posted by editor on July 5, 2012
Antiques stores sell an amazing variety of goods from furniture to jewellery, collectible items and rarities, there are always some interesting articles to choose from. Many of the products for sale come from auctions, estates, yard sales, flea markets as well as individual sellers helping to make antiques shops a profit for the owner, however with so many valuable items on the premises it’s wise to purchase antiques shop insurance online from insurance specialists. Why not request a quote today, it’s free and will only take a matter of minutes to do when following the online step by step instructions.
General liability insurance
Firstly, take a look at general liability insurance which is ideal for antiques shops. It’s important for owners to provide a clean organised clutter-free shop to prevent their customers from tripping and falling which may cause them injury that could lead to the proprietor being sued for negligence. Merchandise should be displayed on sturdy shelves to prevent toppling hazards and there should always be plenty of space for customers to be able to walk around. General liability insurance will protect you not only from injury and accident claims, but also customers who have said you have sold them defective products, speak to brokers today to learn more about this type of policy.
Employer’s liability insurance
If you employ staff who are employed full-time or on a part-time basis or even members of your family who may work for you on a voluntarily basis, it is mandatory in the UK to have employer’s liability insurance. Similar to customers, employees could trip or fall while working in your antiques store resulting in a claim against you for lack of care which if you didn’t have employer’s liability insurance cover could cost you a lot of money. It’s also necessary to have buildings and contents insurance too, if a major disaster was to happen such as fire or flooding your shop could be destroyed, including the antiquess in it.
Protect your business
In addition to antiques shop insurance why not purchase an extra policy such as business interruption insurance. If your store was unable to open for trade especially through no fault of your own your income would be affected dramatically and the loss of customers may be irreversible, therefore to protect your business even further discuss business interruption insurance with online specialists to cover all eventualities.
Posted by editor on May 14, 2012
When you spot that first crack, the first tell-tale sign of the demon that is subsidence, you may feel a twinge of panic setting in. Your home is probably your most expensive asset, the comfortable dwelling that you have invested both time and money into improving. Subsidence doesn’t need to demolish the dreams you had for your home, if you speak to the experts early on you can save yourself a lot of trauma and even money.
Subsidence Insurance covers you for all of the effects of subsidence; from having your home assessed to reinforcing your home with underpinning to prevent any further damage.
What causes subsidence?
Most commonly, subsidence will be brought on by severe dryness of the ground around the area that your home has been built upon. This could be due to a number of causes, in many cases it is a bit of a battle against nature. Our leafy, oxygen supplying friends trees are one of the main culprits of causing subsidence, as large tree roots have a tendency to absorb all the water within their grasp.
The climate can also play a significant role in causing damage to your home in the form of subsidence. Periods where we experience low rainfall can result in subsidence in a similar way to trees removing moisture.
When the ground is too dry, it can often lead to buildings above it to gradually slide downwards. Everybody knows that the key to having a stable building is to have strong foundations, so if the structure of the foundations are compromised, then it will naturally lead to further problems. Even the slightest of movements will lead to clear subsidence indicators such as cracked walls or in lesser cases, window frames sticking.
The most crucial part of obtaining subsidence insurance is to ensure that you have a trustworthy yet reasonably priced company that will help you in your hour of need. The best insurance companies will strike an even balance between providing a great claims service and maintaining affordable premiums. If you are unfortunate enough to need to make a claim for subsidence, you will regret opting for the cheapest deal if it means that your home is not properly taken care of.
Few insurance companies specialise in subsidence insurance and therefore the process of making a claim could be a lot more arduous than it needs to be. By looking to the experts in the subsidence insurance industry, you can put your feet up and leave the hard work to those that know best. If your home is your most valuable asset, make sure that you treat it that way and ensure it is covered by experts who will certainly treat it like the very valuable asset that it is.
Simply fill in your details online today and a team of subsidence specialists will be able to point you in the best direction.
Posted by admin on April 24, 2012
Anyone that works in the construction industry in the south east of England will tell you that like all over the UK, cowboys are a problem for honest builders in Kent. Various watchdog organisations will receive on average complaints in excess of 100,000 on this subject alone. A cowboy builder usually has no real skill or knowledge and is basically a con artist that hopes to get his hands on the money before the customers realises that something has gone badly wrong. In most cases the work doesn’t even get finished before the cowboy has ridden off into the sunset and it is the reputable builders in Kent that get the fall out. Although the amount of complaints sounds scary remember this is a minority problem, every time they try and pull off another scam job they are at risk of being caught – and there are organisation including the police working to stamp them out. Try not to let them put you off booking yourself a builder – just follow these simple tips to stay safe.
As irritating as things like VAT and books are to businesses all legitimate builders in Kent (and indeed across the country) will accept that this is how they must work. If you find yourself in a ‘nudge nudge’ ‘wink wink’ conversation with a builder, where he is promising you that cash in hand will cost you less and there won’t be any need for VAT….run. Simple as that. An above board company just wont do it – thank them for their time and walk away.
Be very wary of companies that don’t seem to want to put things in writing. You need to cover yourself anyway, if you are having planning permission and building regulations involved – which is very likely – you will want things like written quotes and contracts to pop on the file. If you cannot get a quote on paper, or the builder in Kent tries to convince you that a contract is not really going to help then think again. Again – this is something you want anyway to protect your financial investment in the company from a legal standpoint. Finally during the quote process watch out for things like ‘£500 upfront and we can start this afternoon’ Reputable builders are probably going to have a lead time of a few weeks on none emergency jobs.
Pay attention to the vehicle they pull up in, is it sign written – most large builders do try and create themselves a visual presence – it is in their interest if your next door neighbour sees who built your wonderful new conservatory! Can they show you a business card, headed paper anything that suggests they are really what they claim. Again Mr Cowboy probably can’t – and may well try and distract you or change the subject if you start pushing for things. Finally, look for registration with a governing body – all trades have them and builders in Kent that are reputable will have had no problem registering with one.
Richard Todd writes for Building Times and Brickworksoutheast.co.uk on a regular basis.
Posted by admin on April 22, 2012
As with any insurance the onus is on you, the customer, to ensure that you have provided the correct information when getting a truck insurance quote. The only person that stands to lose if the cover is insufficient or negated by incorrect details is you, the customer and it could be fatal for your business so best to make sure it doesn’t happen.
Clearly we are all drawn to looking for the best price but do not fall for the cheapest being the best without having read the small print and checking the full extent of the cover – or lack of cover. Remember the old adage from your grandmother – If it seems too good to be true – it probably is. One quote substantially lower than five others suggests that the level of cover being offered is significantly less and you need to check before you commit.
There are a couple of easy tips that will ensure you don’t fall into the most common truck insurance quote traps. Firstly ‘Correct Usage’ is a really important term that you need to understand. The rules on this have been tightened up – both from an insurance point of view and also the police point of view. Not only can claims be invalidated if you have not got the correct usage on your insurance but the police are increasingly making spot checks at the side of the road just to check this issue alone. The penalty for not being properly insured for correct usage is six penalty points on your driving licence, a fine and an IN10 (driving without appropriate insurance) – Not really worth the risk! So, look for the wording on the policy and make sure it states: Hire and reward / Courier Usage and Haulage as appropriate to your line of work, a cover all of business use is not enough.
Secondly policies that are weight rated can sometimes catch out even the most experienced driver. When you are offered a cover limit of say £10000 total goods cover make sure that IS all they are offering – some have a per tonne limit that can actually see you significantly out of pocket. You want to ensure you have 100% cover and avoid tonnage based on weight cover at all costs. An simple example is if a package weighing 4 kilos was damaged, the cover payout, if the policy was capped at £15 a kilo would be £60 – not close enough by far if the item itself is worth £5000 – the shortfall would be down to you as the liable party.
Of course as with all insurance quotes make sure you are giving correct information - a missed penalty point here – a forgotten incident there can all come back to bite you should you need to make a claim. Check that your vehicle specification is correct against the data they hold from DVLA, even silly details like your date of birth can be used against you if they have not been recorded correctly.
Posted by admin on April 17, 2012
The best way to find affordable landlord insurance is to search online where you’ll find experienced brokers who have worked in the insurance industry for many years. They can offer you a landlord insurance quote to give you an idea of how much it will cost to protect your property assets. It’s necessary to have landlord insurance in the event of anything happening either to the building or the contents, whether accidentally or maliciously. Brokers offer good advice and guidance to new landlords while for those who have owned property for a long time, renewing is so easy.
Save time and money
Using the services of reliable online brokers will save you both time and money, landlords are generally very busy showing their property to new tenants, decorating, refurbishing or making sure everything is in order. For this reason let brokers take the strain out of buying insurance that will suit your requirements, just fill out an online form with your details and information about your property, they’ll then do the rest. Brokers work from a database containing some of the UK’s well-known insurers to find landlords great insurance policies at great prices.
Protect your investments
Any type of business owner needs to protect their investments and this applies to landlords who have properties to rent out. To make sure you buy the correct policy to cover your particular requirements give insurance brokers a call or contact them by e-mail for a free no-obligation quote. Brokers offer highly competitive packages so if you are new to the property letting business or have an established portfolio of properties they can tailor-make a policy to suit your needs. Protecting your investment couldn’t be easier especially when there are many savings to be made by using the services of reputable insurance brokers.
Benefit s of insurance cover
Having the correct landlord insurance is essential to make your property letting business stand out from the rest, some of the benefits you can take advantage of are:-
- Cheap online quotes
- Claims for buildings or contents
- A combined policy for the above
- Access to a wide range of optional extras
- Discounts for claim free years
As well as the above points there are a variety of payment schemes too which include direct debit, using this method means you won’t forget to make monthly payments, good news for busy landlords.
Posted by editor on April 8, 2012
If you’re searching for a landlord insurance quote look no further than specialist online insurance brokers. Having tenants in your property requires landlord cover which is not provided by ordinary house insurance. Brokers can provide policies for buildings and liability as well as accidental damage which are usually included automatically under one package. A landlord insurance quote is specifically designed for anyone who rents out any type of property to a tenant, there are a wide range of policies to choose from with brokers who provide an efficient and professional service at all times.
Commercial landlord insurance
You can request details regarding a landlord insurance quote whether you have residential or commercial properties to let. You may have a:-
- Industrial unit
- Leasehold shop
- Leasehold office
Whatever type of commercial property you own brokers can arrange the necessary cover at a very competitive price. Check out some of the standard benefits which are usually included:-
- Portfolio cover and mixed property cover
- Replacement locks and keys cover
- Glazing repairs
- Professional fees incurred during rebuild or repairs
- Authorised use of electricity, gas or water
There are of course optional extras to purchase from brokers for instance Employer’s Liability and landlord’s guaranteed rent insurance.
Choose brokers if you wish to receive a landlord insurance quote, you can benefit from their experience and prize winning insurance policies as well as benefits. They understand the importance of protecting your rented investments so buy landlord insurance policies to suit both residential and commercial properties. When you request an online no-obligation quote for landlord insurance, you need to submit a few details such as:-
- The date you bought the property
- The rebuild value
- Details of each property you require cover for
- Any claims you have made within the last five years
Landlord insurance advice
Rest assured by requesting a landlord insurance quote all landlord insurance premiums given include tax, what you see on the screen is what you pay. Once you’ve purchased landlord insurance you’ll receive a welcome pack with all the information needed concerning your insurance policy, it will also have the number of a UK based customer manager who can be contacted by e-mail or phone if you have any queries. If there’s anything you are unhappy about or if you need to change your cover, speak to an insurance adviser as soon as possible.
Posted by editor on March 24, 2012