What is covered?

The core protection in most landlord policies is building insurance, this provides cover against damage to any properties you let out to tenants, for instance a fire in the building which may force them to move out temporarily so the repair work can begin. Public liability landlord insurance will protect you and your property against claims made due to damage to a third party, person or object for example, if a tile on your roof was to fall and hit a passer-by they could take you to court for an act of negligence. Landlords can also get cover for the value of property against loss of earnings in other words rent, due to damage, in many cases as much as 30%.

Additional insurance

If you are a landlord who lets out furnished properties then why not purchase contents insurance online from reputable brokers? This will protect against damage to any of your furnishings such as a sofa, carpets, beds and white goods. It’s worth noting however that contents insurance won’t provide cover for your tenant’s personal possessions. You will have to advise them to buy their own separate policy for this. You could also opt to purchase accident cover providing you with additional protection, if your tenants were to have a party and they damaged your property or its contents, you would be protected. For those landlords who have a portfolio of properties, hiring staff to maintain and run them, then employer’s liability insurance is advisable. This provides cover against compensation claims made by an employee or former employees who may have been injured while working for you.

What can affect premiums?

There are various ways in which landlord insurance brokers assess the risk of your property which in turn can affect your premiums, for instance:-

• The location of your property (postcode)
• The type of tenants
• The age of the property
• Claims history

Have The Right Insurance

Having the right insurance is just as important as having the right parts to build your kit car. Why not choose parts only kit car insurance, this is designed to provide full cover for the kit car owner as a person as well as making sure physical parts of the car are covered too. Online brokers can offer substantial discounts for parts only kit car insurance, in some cases around thirty per cent, although do take into account that no labour cover is provided within the policy, only the actual parts which you will need to repair yourself.

Ask For A Quote Today

Established brokers can provide you with an instant quote for your kit car and can offer:-

• Spare parts and accessories cover
• Windscreen cover
• Discount for parts only kit car cover
• Kit car build up cover for loyal customers
• Generous driving discounts
• Second car – nil no-claims bonuses not a problem
• Insurance for drivers aged 21 and upwards

When requesting a quote online with brokers you must:-

• Be a permanent UK resident
• Be aged between 21 and 74
• Have a full UK driving licence for more than 12 months

If you have any concerns about applying for kit car insurance speak to a reputable broker directly by telephone where an adviser will be happy to help.

Cover All Possibilities

Once you’ve decided which type of kit car you’re going to build, how you’re going to fund it, you must then consider insuring it against all possibilities, for instance, theft, damage and accidents out on the road. Kit car insurance won’t cost you the earth especially with brokers online who have been providing comprehensive cover to kit car owners for many years.

Professional Instructors

Event organisers make sure that anyone who enrols for a skid pan training course with be accompanied by a professional instructor. They have the knowledge and experience to teach you these skills in complete safety at your own pace. The skid control techniques for front and rear wheel drive cars are certainly different. When making a reservation online you need to tell event personnel exactly what make and model of car you normally drive so they can choose an appropriate vehicle for you.

What Training Includes

Learning how to control skids is both fun and very educational, however the course leans towards safety practices too. Check out what the training includes:-

• A welcome introduction and safety briefing
• A demonstration of in-car skid control by your instructor
• Driving sessions on skid pan areas
• Session on ABS training
• Individual driving course certificate
• All driving sessions are one-to-one with a professional instructor in the vehicle

The great news is there’s no standing around, group sizes are usually three people so you won’t have to wait long to be the next person taking the wheel.

Simulated Experience

In addition to the above, there’s a simulated Grand Prix circuit where drivers can see and emulate Formula 1 drivers who negotiate the hair pin bends, swerve to avoid other racing cars and control a vehicle during a skid. This type of simulation is extremely realistic and can provide participants with the actual feel of what it would be like to be in a skid or driving in other hazardous road conditions.

Newsletter

For more information regarding an exciting skid pan training course why not browse newsletters online, they are a great read and can offer an insight into what driving events are like as well as prices, catering facilities including local hotel accommodation. If you’re not too sure where these driving events take place there’s a clear online map, the location is easily accessible by road or train, so make a reservation soon.

Request a quote

If you meet the necessary criteria then request a quote online for minibus insurance, you must leave your personal details as well as in-depth information about your vehicle, if you do have any questions about the quote or wish to discuss your needs in more detail, insurance staff are only a phone call away.

Take a look at what insurance brokers can offer

• Low price policies
• Cover for social or private hire use
• Documentation available to be downloaded online and delivered immediately
• Great minibus insurance deals
• Cover for all sorts of businesses and organisations for instance, nursing homes, charities, schools, sports clubs and pleasure use

Backed by some of the UK’s leading insurers you can be sure of getting great cover along with big savings. If you have minibus insurance with another insurer then there are many reasons to switch your cover to an online broker. Expect to receive:-

• Fast quotes
• Cover in less than five minutes
• Instant certificate of minibus insurance
• A host of valuable optional extras available
• Various discounts

Customer recommendations

To get a feel of what other minibus owners think about brokers and their policies check out customer recommendations online. They can provide you with an invaluable insight in what minibus drivers say about brokers’ services and their insurance packages, claims procedures including payment plans. Comments are generally very favourable so insure your minibus with commendable brokers today.

Taxi Insurance Northern Ireland

Naturally you must meet certain criteria, terms and conditions which apply to be eligible for a quote for taxi insurance Northern Ireland. Family run brokers have been established for over twenty years and can assist taxi drivers in buying the right policy at affordable prices. Immediate cover can be arranged and various payment plans can be organised to suit the individual.

In safe hands

When requesting a quote you need to provide personal information about yourself as well as details about the vehicle in order to fit the requirements of taxi insurance Northern Ireland. Rest assured all information provided is completely confidential and in safe hands, it won’t be disclosed to any other parties without your consent, so don’t worry about this part of the process. If you wish to see policy documents in more detail there is the facility to download them online, if you’re not happy about any part of the insurance package, particularly the terms and conditions, then speak to an adviser as soon as possible.

Taxi fleets

If you’re the owner of a fleet of taxis then buying taxi insurance Northern Ireland is a vital part in protecting your business, brokers have well-established partnerships with some of the UK’s renowned insurance companies so taxi fleet owners can expect some of the following:-

• Comprehensive cover
• Third party, fire and theft
• Third party only basis
• Named and any driver policies available for drivers aged between 25 and 70
• Multi-seated vehicle cover

Insurance providers especially brokers, are well aware of how important it is for taxi companies to stick to a budget, specialists have the policies and insurance products available to offer just that.

Flexible payments

Taxi drivers can take advantage of flexible payment options too such as monthly direct debit or one off annual payments, to see what is available speak to an insurance broker to discuss the various options. Taxi insurance Northern Ireland brokers often have money-saving promotions, for instance 5% discounts on new taxi insurance policies.

Taxi Insurance Northern Ireland

Every taxi driver should ensure that they have adequate insurance to protect them should a road accident or injuries to passengers occur. An established taxi business can take years to build up so it would be foolhardy to throw away all the time, effort and money by being under-insured especially if a customer sues you for negligence. For taxi insurance Northern Ireland take a look at the following key points:-

• Competitive quotations for drivers between the ages of 22 and 70 including first-time PSV drivers
• Fleet policies are available on any driver basis providing there are two vehicles or more
• Breakdown services and legal expenses are covered
• A solicitor will be appointed at no additional charge in the event of non-fault accidents

Request A Quote

Why not request a taxi insurance quote today? You can read an online quote eligibility criteria section to see if you meet the necessary requirements to take advantage of competitive taxi insurance. Submit an enquiry form with your personal details and insurance request, a member of staff will endeavour to make contact with you as soon as possible. Even better, visit in person, there’s a map on the website that provides clear information of where the office is including opening hours and a contact telephone number as well as an e-mail address.

Saving You Money

Taxi insurance Northern Ireland needn’t be expensive especially when contacting a family-run insurance business which has been established for more than twenty years. They have a large selection of reputable insurance partnerships which enables them to pass on savings to their clients whether it be for cars, motorcycles, homes or taxi insurance. If you’re struggling to get a quote for taxi insurance because you’ve held a UK driving licence for less than three years or have no taxi driving experience, then you may still be offered an insurance quotation. Do check out the criteria before you apply.

The Benefits Of Choosing An Online Broker

By choosing an online broker, taxi drivers will immediately receive the benefit of a 5% discount off all premiums and insurance products. Doing business online is much easier than searching around the busy High Streets, it’s quicker and everything can be organised at the click of a button. Taxi insurance Northern Ireland also provides a twenty four hour breakdown service, just the job if you’re a taxi driver.